Author Archives: Nikki

Aboriginal Insurance Services

Homeowners, Landlords, and Tenants – Mitigating Your Risks

Most homeowners, landlord or tenants would not even think about having a full-blown Risk Management Plan drawn up to address the risks on their property. It can seem like a daunting task just for a home, but it could save you thousands of dollars and keep you and your belongings safe. Unless you have many properties in your charge it may not be worth it to call in an expert for a Risk Assessment, but one should be done just the same. You can do it yourself, or have someone you know join with you in this task.

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Aboriginal Insurance Services

Hazard vs Risk – Understanding the Difference

Every business, organization, group, or community faces both hazards and risks. Oftentimes the words ‘hazard’ and ‘risk’ are interchanged. However a hazard and a risk are not the same thing. A hazard is something that poses a threat to life, health, property, or even the environment. A risk is the chance (big or small) that someone or something could be hurt or damaged by that hazard. It is important to understand the difference between the two so you can properly plan your risk management strategy.

Aboriginal Insurance Services

Risk Management 101: What is it and Where to begin?

Whether you are a homeowner, landowner, business owner or the member of a board, it is important to understand the workings of Risk Management. To attain such an understanding, you must start at the beginning with learning about all the pieces involved.

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